Restoration Loan

Social Development Bank

An e-service provided by the Social Development Bank, which enables citizens to request a restoration loan for refurbishment, maintenance or repair of structural damages or emergency, in addition to the purpose of adding or modifying the necessities for residential homes.

Target audience
10.0 Days(s)
Service duration
Service channels
Service cost

Customer support

  • Log in with the National Single Sign-On portal.
  • From the (main) menu: choose (Add a new application), then (Application for obtaining a new financing).
  • From the programs list , click on (Submit) icon in the option: Individual products.
  • From the products list, click on (Submit) icon in the option: Funding for restoration.
  • Fill in the submission fields, then press (Submit).
  • After sending, you have an application number, and you can follow its status in the procedures results.
  • The age of the borrower should not exceed 70 years and the guarantor is 55 years old.
  • The monthly income should not exceed 12,500 riyals.
  • A home ownership deed is required for the applicant for financing.
  • The minimum age for a home is (5) years.
  • At least one year has passed since the transfer of ownership of the property. If the transmission is between first-degree relatives, at least two years must elapse since its transmission.
  • The land area of the building to be renovated shall not exceed (1000 m) one thousand meters.
  • If the bank has previously submitted a financing application for the same property, a period of no less than 8 years is required from the date of disbursement of the previous financing.
  • More in the Service User Manual.

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